Overhead expense insurance covers the fixed business expenses that continue even when the owner is unable to work due to illness or injury. This includes rent, utilities, salaries, and other necessary operational costs.
Operational Stability
Helps ensure that the business can continue to meet its financial obligations during the owner's recovery period.
Cash Flow Management
Provides a safety net that helps maintain cash flow, allowing the business to avoid financial distress.
Peace of Mind
Owners can focus on recovery without the constant worry of mounting expenses.
